Personal Bank Loan and Guaranty Agreement Defense
Are you and your loved ones buried in personal bank loans and/or guaranty agreements? Banks and Other Lenders are filing lawsuits on defaulted personal bank loans and and/or guaranty agreements accounts by the thousands. Are you being sued on a defaulted personal bank loans and and/or guaranty agreements accounts? It is probably something you never envisioned happening.
Maybe you lost your job. Maybe you just went through a divorce or got injured in an accident or suffered some other unforeseen financially crippling and difficult setback.
Regardless of how you got into your current financial situation, it is time to learn your rights against creditors and banks and in the process explore your options.
Getting you on the road to financial recovery is what we strive to achieve on your behalf at Johnson & Bryan.
The attorneys at Johnson & Bryan will zealously fight the banks, other lenders and collection companies and force them to prove their personal bank loans and and/or guaranty agreements account lawsuits and that they are actually entitled to collect the debt. Remember…it was the banks and other lenders who filed a lawsuit. The burden is on the banks, other lenders and collection companies to prove their case.
Ultimately, Johnson & Bryan will either force the banks and other lenders to dismiss their lawsuit due to lack of evidence substantiating their claims, or alternatively negotiate a settlement of the personal bank loans and accounts at a substantially reduced amount which you can afford to pay under your personal economic situation.
Hiring an attorney at Johnson & Bryan is the first step to achieving peace of mind and reclaiming your life both financially and mentally.
Banks and their collection law firms file these personal bank loans and account lawsuits in hopes you do not respond, and in the process catch you by surprise so they can obtain a default judgment. A default judgment is a form of binding conclusion by the Court granting an award of money in favor of the bank or lender when you do not answer the lawsuit. With this default judgment the bank or lender can attempt to garnish (i.e., deplete) your bank accounts and/or place a lien on your home.
Additionally, the bank or other lender can have officers come to your home and sell non-exempt assets such as TVs, equipment and other miscellaneous recreational items you worked hard for in life. Default judgments which are essentially a piece of paper, can turn into a very embarrassing and humiliating situation if not given the proper consideration and attention. Hiring an attorney at Johnson & Bryan will ensure that the banks and lenders do not obtain a default judgment and prevent these other harassing and embarrassing collection efforts from occurring.
HERE ARE SOME OF THE BANKS AND LENDERS THE ATTORNEYS OF JOHNSON & BRYAN DEAL WITH ON A DAILY BASIS IN FIGHTING FOR YOU RIGHTS!!!
- Citibank and Citibank (South Dakota) N.A.
- Wells Fargo Bank N.A.
- Bank of Americav. FIA Card Services, N.A.
- HSBC Bankvii. Discover Bank
- Target National Bank (Target)
- Chase Bankx. Capital One Bankxi. Washington Mutual (WAMU)
- GE Money Bank
- Home Depot
- SAM’S Wholesale Club
- Various Federal Credit Unions (San Antonio, JSC, Gulf Coast)